Product
everything you need to understand your money, and nothing you don’t.
One platform for your documents (paystubs in, statements out), cross-border clarity, AI coaching, goals, and budgets. No bank connections. No data selling.
statement parsing
Drop a PDF or CSV from any bank, any country. UburuAI extracts every transaction in about 60 seconds, per account, per currency.
two countries, side by side
See Home and Here at once, each in its own currency. Never blended into a number that lies to you.
UburuAI insights
Plain, behaviour-first nudges from your real numbers, overspend, drift, what you’ll lose if nothing changes.
goal tracking
Set a target in any currency; UburuAI projects when you’ll hit it and nudges you when you’re off track.
budgets & recurring
Per-category budgets, overspend alerts, and automatic detection of recurring charges and new vendors.
ask UburuAI
Ask anything about your money in plain English. It knows your full history across every statement you’ve uploaded.
say where it went
Tell Uburu a transfer was sent home, went to your own account, or to someone else. Money sent home gets its own line; your own money isn’t counted as spent.
sort what we couldn’t place
A payment no rule could place asks “What was this?”. Answer once, and every unsorted payment printed the same way follows.
a calendar of your spending
Every payment on its day, marked with what kind of spending it was: needs, treats, habits, travel, growth, rides.
paychecks & income
paystubs in, before payday
Drop a paystub PDF and see the whole of it: gross, every tax, every deduction, take-home. Split it across goals and bills before it lands, compare it with earlier paystubs, and get flagged when withholding or a deduction moves. When the deposit shows up on a statement, it’s matched to that paycheck, and a safe-to-spend number for the month follows from it.
on every plan →A September paystub for £3,750.00 gross: income tax, National Insurance and pension come off, leaving £2,805.80 take-home, which is then split between rent, money to send home and an emergency fund before it lands.
calendar
a calendar for your money
See each week as it happened. Every payment sits on its day, marked with what kind of spending it was. The marks follow the same rules as your health score, so the calendar and your numbers never disagree.
A week of payments from 19 to 25 October, each marked with what kind of spending it was: needs, habits, rides, growth, treats, travel, sent home.
corrections
what was this?
Some payments no rule can place, so Uburu asks you, once. Pick what it was, and every unsorted payment printed the same way follows, now and on later statements. It never changes a category the app already gave.
Two payments to MYSTERY MART 0427 that no rule could place ask: What was this? Answering Groceries for every unsorted payment printed the same way files both. Saved. 2 payments updated. Filed under Groceries.
privacy
never your bank login
No Plaid, no screen-scraping, no passwords. You upload a paystub or a statement; UburuAI reads it and the file is discarded. Nothing to steal.
how it works →A bank login form, crossed out: Uburu never asks for it. Instead a statement is uploaded, and its transactions are read out in about 60 seconds.
data
documents in, file gone
We keep the extracted numbers, not the document, whether it was a paystub or a statement. Delete your account and everything is purged within 30 days.
how it works →A statement is read into its transactions. The numbers are kept and the file is discarded. Deleting your account purges everything within 30 days.
one clear picture of your money.
Invite-only while we listen closely. Join the list. It takes about 30 seconds.